or (Captain McGowan) for
Aspinwall; caught the Golden Gate (Captain Whiting) at Panama,
January 15, 1858; and reached San Francisco on the 28th of January.
I found that Nisbet and wife had gone to St. Louis, and that we had
passed each other at sea. He had carried the ledger and books to
St. Louis, but left a schedule, notes, etc., in the hands of S. M.
Bowman, Esq., who passed them over to me.

On the 30th of January I published a notice of the dissolution of
the partnership, and called on all who were still indebted to the
firm of Lucas, Turner & Co. to pay up, or the notes would be sold
at auction. I also advertised that all the real property, was for
sale.

Business had somewhat changed since 1857. Parrott & Co.; Garrison,
Fritz & Ralston; Wells, Fargo & Co.; Drexel, Sather & Church, and
Tallant & Wilde, were the principal bankers. Property continued
almost unsalable, and prices were less than a half of what they
had been in 1853-'54. William Blending, Esq., had rented my house
on Harrison Street; so I occupied a room in the bank, No. 11, and
boarded at the Meiggs House, corner of Broadway and Montgomery,
which we owned. Having reduced expenses to a minimum, I proceeded,
with all possible dispatch, to collect outstanding debts, in some
instances making sacrifices and compromises. I made some few
sales, and generally aimed to put matters in such a shape that time
would bring the best result. Some of our heaviest creditors were
John M. Rhodes & Co., of Sacramento and Shasta; Langton & Co., of
Downieville; and E. M. Stranger of Murphy's. In trying to put
these debts in course of settlement, I made some arrangement in
Downieville with the law-firm of Spears & Thornton, to collect, by
suit, a certain note of Green & Purdy for twelve thousand dollars.
Early in April, I learned that Spears had collected three thousand
seven hundred dollars in money, had appropriated it to his own use,
and had pledged another good note taken in part payment of three
thousand and fifty-three dollars. He pretended to be insane. I
had to make two visits to Downieville on this business, and there,
made the acquaintance of Mr. Stewart, now a Senator from Nevada.
He was married to a daughter of Governor Foote; was living in a
small frame house on the bar just below the town; and his little
daughter was playing about the door in the sand. Stewart was then
a lawyer in Downieville, in good practice; afterward, by some lucky
stroke, b