-1/2 to 55 per cent. on the Premiums paid during the
five years, or from 5l. to 12l. 10s. per cent. on the Sum Assured.

The small share of Profit divisible in future among the Shareholders being
now provided for, the ASSURED will hereafter derive all the benefits
obtainable from a Mutual Office, WITHOUT ANY LIABILITY OR RISK OF
PARTNERSHIP.

POLICIES effected before the 30th June next, will be entitled, at the next
Division, to one year's additional share of Profits over later Assurers.

On Assurances for the whole of Life only one half of the Premiums need be
paid for the first five years.

INVALID LIVES may be Assured at rates proportioned to the risk.

Claims paid _thirty_ days after proof of death, and all Policies are
_Indisputable_ except in cases of fraud.

Tables of Rates and forms of Proposal can be obtained of any of the
Society's Agents, or of

GEORGE H. PINCKARD, Resident Secretary.

99. _Great Russell Street, Bloomsbury, London._

* * * * *

WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.

_Directors._

H. E. Bicknell, Esq. | T. Grissell, Esq.
T. S. Cocks, Jun. Esq., M.P. | J. Hunt, Esq.
G. H. Drew, Esq. | J. A. Lethbridge, Esq.
W. Evans, Esq. | E. Lucas, Esq.
W. Freeman, Esq. | J. Lys Seager, Esq.
F. Fuller, Esq. | J. B. White, Esq.
J. H. Goodhart, Esq. | J. Carter Wood, Esq.

_Trustees._--W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell,
Esq.
_Physician._--William Rich. Basham, M.D.
_Bankers._--Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICIES effected in this Office do not become void through temporary
difficulty in paying a Premium, as permission is given upon application to
suspend the payment at interest, according to the conditions detailed in
the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in
three-fourths of the Profits:--

Age L s. d. | Age L s. d.
17 1 14 4 | 32 2 10 8
22 1 18 8 | 37 2 18 6
27 2 4 5 | 42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions,
INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING
SOCIETIES, and on the General Prin