o Australia, and, according to an account given by Mrs Chisholm in a
letter to the _Times_, it appears that the system is realising all
reasonable expectation. We copy the substance of this letter as a
fitting conclusion to our sketch.

'This is the first organised attempt of enabling the English emigrants
in Australia to imitate the generous devotion of the Irish settled in
the United States. While contemplating with admiration the laborious
devotion proved by the remittance of millions sterling from the
American Irish to remove their relations from a land of low wages and
famine, I have always had a firm belief that the English emigrants in
Australia only required the opportunity to imitate the noble example,
and the "remittance-roll" is evidence of the correctness of my
opinion.

'Until very recently, there have been no channels through which the
Australian settler could safely and cheaply remit small sums to
England.

'When I was resident in Sydney, many emigrants were anxious to send
small sums to their friends "at home," and came to me with money for
that purpose; but I found that the banks charged as much for L.15 as
for L.50, and that they altogether declined to take the trouble of
remitting small amounts. On making a representation of this fact to
his excellency Sir George Gipps, he communicated with the banks
through the Colonial Secretary, and they consented to receive small
remittances from labouring people, if I personally accompanied the
depositor; but, with my other engagements, it was impossible for me to
spare many hours in the week to introducing shepherds and stockmen,
with their L.5 or L.10, to the cashiers of the banks. Many a man,
within my knowledge, has gone away on finding that he could not remit
his intended present to his relations, and spent the amount in a
drunken "spree." I therefore determined, that on my return to England,
I would endeavour to organise some plan which should render labourers
remitting their little tributes of affection to their friends nearly
as easy as posting a letter.

'As soon as the Family Colonisation Society was organised, Messrs
Coutts & Co. consented to appoint agents, and receive the remittances
due to the society. But in order to teach and encourage the labouring
colonists to take advantage of the power of remitting to England, my
husband saw that it was necessary that some one devoted to the work
should proceed to the colonies. The society was not rich en