shall not speak to the Point of Cash it self, till I see how you
approve of these my Maxims in general: But, I think, a Speculation
upon _Many a Little makes a Mickle, A Penny sav'd is a Penny got,
Penny wise and Pound foolish, It is Need that makes the old Wife
trot_, would be very useful to the World, and if you treated them with
Knowledge would be useful to your self, for it would make Demands for
your Paper among those who have no Notion of it at present. But of
these Matters more hereafter. If you did this, as you excel many
Writers of the present Age for Politeness, so you would outgo the
Author of the true Strops of Razors for Use.

'I shall conclude this Discourse with an Explanation of a Proverb,
which by vulgar Errour is taken and used when a Man is reduced to an
Extremity, whereas the Propriety of the Maxim is to use it when you
would say, there is Plenty, but you must make such a Choice, as not to
hurt another who is to come after you.

'Mr. _Tobias Hobson_, from whom we have the Expression, was a very
honourable Man, for I shall ever call the Man so who gets an Estate
honestly. Mr. _Tobias Hobson_ was a Carrier, and being a Man of great
Abilities and Invention, and one that saw where there might good
Profit arise, though the duller Men overlooked it; this ingenious Man
was the first in this Island who let out Hackney-Horses. He lived in
_Cambridge_, and observing that the Scholars rid hard, his manner was
to keep a large Stable of Horses, with Boots, Bridles, and Whips to
furnish the Gentlemen at once, without going from College to College
to borrow, as they have done since the Death of this worthy Man: I
say, Mr. _Hobson_ kept a Stable of forty good Cattle, always ready and
fit for travelling; but when a Man came for a Horse, he was led into
the Stable, where there was great Choice, but he obliged him to take
the Horse which stood next to the Stable-Door; so that every Customer
was alike well served according to his Chance, and every Horse ridden
with the same Justice: From whence it became a Proverb, when what
ought to be your Election was forced upon you, to say, _Hobson's
Choice_. This memorable Man stands drawn in Fresco at an Inn (which he
used) in _Bishopsgate-street_, with an hundred Pound Bag under his
Arm, with this Inscription upon the said Bag,

'The fruitful Mother of an Hundred more.'

'Whatever Tradesman will try the