of ONE MILLION.

Exemption of the Assured from all Liability.

Premiums affording particular advantages to Young Lives.

Participating and Non-Participating Premiums.

In the former EIGHTY PER CENT. or FOUR-FIFTHS of the Profits are divided
amongst the Assured Triennially, either by way of addition to the sum
assured, or in diminution of Premium, at their option.

No deduction is made from the four-fifths of the profits for Interest on
Capital, for a Guarantee Fund, or on any other account.

POLICIES FREE OF STAMP DUTY and INDISPUTABLE, except in case of fraud.

At the General Meeting, on the 31st May last, A BONUS was declared of
nearly Two PER CENT. per annum on the _amount assured_, or at the rate of
from THIRTY to upwards of SIXTY per cent. on the _Premiums paid_.

POLICIES share in the Profits, even if ONE PREMIUM ONLY has been paid.

Next DIVISION OF PROFITS in 1856.

The Directors meet on Thursdays at 2 o'Clock. Assurances may be effected by
applying on any other day, between the hours of 10 and 4, at the Office of
the Society, where prospectuses and all other requisite information can be
obtained.

CHARLES JOHN GILL. Secretary.

* * * * *

WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.

* * * * *

_Directors._

H. E. Bicknell, Esq.
T. S. Cocks, Jun. Esq., M. P.
G. H. Drew, Esq.
W. Evans, Esq.
W. Freeman, Esq.
F. Fuller, Esq.
J. H. Goodhart, Esq.
T. Grissell, Esq.
J. Hunt, Esq.
J. A. Lethbridge, Esq.
E. Lucas, Esq.
J. Lys Seager, Esq.
J. B. White, Esq.
J. Carter Wood, Esq.

_Trustees._--W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell,
Esq.
_Physician._--William Rich. Basham, M.D.
_Bankers._--Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICIES effected in this Office do not become void through temporary
difficulty in paying a Premium, as permission is given upon application to
suspend the payment at interest, according to the conditions detailed in
the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in
three-fourths of the Profits:--

Age L s. d.
17 1 14 4
22 1 18 8
27 2 4 5
32 2 10 8
37 2 18 6
42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s