, Mr. Clemens, but I remember you very well. I was
a cadet at West Point when you and Rev. Joseph H. Twichell came there
some years ago and talked to us on a Hundredth Night. I am a lieutenant
in the regular army now, and my name is H. I am in Europe, all alone,
for a modest little tour; my regiment is in Arizona."

We became friendly and sociable, and in the course of the talk he told
me of an adventure which had befallen him--about to this effect:

"I was at Bellagio, stopping at the big hotel there, and ten days ago I
lost my letter of credit. I did not know what in the world to do. I was
a stranger; I knew no one in Europe; I hadn't a penny in my pocket; I
couldn't even send a telegram to London to get my lost letter replaced;
my hotel bill was a week old, and the presentation of it imminent--so
imminent that it could happen at any moment now. I was so frightened
that my wits seemed to leave me. I tramped and tramped, back and forth,
like a crazy person. If anybody approached me I hurried away, for no
matter what a person looked like, I took him for the head waiter with
the bill.

"I was at last in such a desperate state that I was ready to do any wild
thing that promised even the shadow of help, and so this is the insane
thing that I did. I saw a family lunching at a small table on the
veranda, and recognized their nationality--Americans--father, mother,
and several young daughters--young, tastefully dressed, and pretty--the
rule with our people. I went straight there in my civilian costume,
named my name, said I was a lieutenant in the army, and told my story
and asked for help.

"What do you suppose the gentleman did? But you would not guess in
twenty years. He took out a handful of gold coin and told me to help
myself--freely. That is what he did."

The next morning the lieutenant told me his new letter of credit had
arrived in the night, so we strolled to Cook's to draw money to pay
back the benefactor with. We got it, and then went strolling through
the great arcade. Presently he said, "Yonder they are; come and be
introduced." I was introduced to the parents and the young ladies; then
we separated, and I never saw him or them any m---

"Here we are at Farmington," said Twichell, interrupting.

We left the trolley-car and tramped through the mud a hundred yards or
so to the school, talking about the time we and Warner walked out there
years ago, and the pleasant time we had.

We had a visit with my ni