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s made to focus his hard sharp personality some guardian divinity seemed to throw a veil of mystery over him. His detractors, however, were the first to own that there was "something about him"; it was felt that he had passed beyond the meteoric stage, and the business world was unanimous in recognizing that he had "come to stay." A dawning sense of his stability was even beginning to make itself felt in Fifth Avenue. It was said that he had bought a house in Seventy-second Street, then that he meant to build near the Park; one or two people (always "taken by a friend") had been to his flat in the Pactolus, to see his Chinese porcelains and Persian rugs; now and then he had a few important men to dine at a Fifth Avenue restaurant; his name began to appear in philanthropic reports and on municipal committees (there were even rumours of its having been put up at a well-known club); and the rector of a wealthy parish, who was raising funds for a chantry, was known to have met him at dinner and to have stated afterward that "the man was not wholly a materialist." All these converging proofs of Moffatt's solidity strengthened Ralph's faith in his venture. He remembered with what astuteness and authority Moffatt had conducted their real estate transaction--how far off and unreal it all seemed!--and awaited events with the passive faith of a sufferer in the hands of a skilful surgeon. The days moved on toward the end of June, and each morning Ralph opened his newspaper with a keener thrill of expectation. Any day now he might read of the granting of the Apex charter: Moffatt had assured him it would "go through" before the close of the month. But the announcement did not appear, and after what seemed to Ralph a decent lapse of time he telephoned to ask for news. Moffatt was away, and when he came back a few days later he answered Ralph's enquiries evasively, with an edge of irritation in his voice. The same day Ralph received a letter from his lawyer, who had been reminded by Mrs. Marvell's representatives that the latest date agreed on for the execution of the financial agreement was the end of the following week. Ralph, alarmed, betook himself at once to the Ararat, and his first glimpse of Moffatt's round common face and fastidiously dressed person gave him an immediate sense of reassurance. He felt that under the circle of baldness on top of that carefully brushed head lay the solution of every monetary problem that c
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