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bore a solid brass plate with his name. He thought, as he opened the door with his Yale key, how strange it was that this, the very house he had planned to live in with Mildred, and had leased, and beautified, and decorated for her, should have been offered for his inspection by the first West End house-agent he applied to upon returning to London, whose dust he had shaken off the soles of his feet forever, barely six years before. The practitioner who occupied the house--not the same man who had taken over the lease and fittings from Saxham--was ready to give it up, with all its costly appurtenances and up-to-date appointments, together with the practice, for quite a moderate slice of that legacy of thousands that had come to Saxham from Mildred's dead boy. Saxham, diagnosing the man's fever to realise and depart, wondered what secret, desperate motive lay at the back of his hurry? The reason was soon evident. Like thousands of other men, professional and private, the physician had been a dabbler on the Stock Exchange, and had gone in heavily for South African mining-stock, and had been ruined by the War. It was a year of ruin. Society, led by Messrs. Washington P. Jukes and Themistocles K. Mombasa, six-foot, full-blooded buck niggers, elegantly scented, white-gloved, and arrayed in evening garments of Bond Street cut, danced the newly-imported Cake Walk through its ball-rooms and reception-saloons, with laughter on its reddened lips, and paste imitations of its family jewels in its waved coiffure and on its powdered bosom, and Ruin in its heart. Great manufacturing enterprises, paralysed by lack of funds and lack of hands, were ruined. Managers producing plays to empty houses were ruined. Publishers publishing books that nobody cared any longer to buy, were ruined. Painters expending time, and money, and toil, upon pictures that no longer found purchasers were ruined. Millions of smaller folks were ruined by the ruin of their betters. Only the great Mourning Warehouses prospered exceedingly, like the Liquor Trade and the Drug Trade. And the Remount and Forage Trades, and the Army-Contractors, flourished as the green bay-tree. Saxham's motor-brougham had gone on in advance, twisting knowingly in and out of various corkscrew thoroughfares. It was waiting outside the house in Lower Harley Street as the Doctor reached the door. The chauffeur, a spare, short young man, punctiliously buttoned up in a long dark
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