RTHUR
SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3.
Parliament Street, London.

* * * * *

POLICY HOLDERS in other COMPANIES, and intending Assurers generally, are
invited to examine the Rates, Principles, and Progress of the SCOTTISH
PROVIDENT INSTITUTION, the only Society in which the Advantages of Mutual
Assurance can be secured by moderate Premiums. Established 1837. Number of
Policies issued 6,400, assuring upwards of Two and a Half Millions.

Full Reports and every Information had (Free) on Application.

*** Policies are now issued Free of Stamp Duty; and attention is invited to
the circumstance that Premiums payable for Life Assurance are now allowed
as a Deduction from Income in the Returns for Income Tax.

GEORGE GRANT. Resident Sec.
London Branch, 12. Moorgate Street.

* * * * *

BENNETT'S MODEL WATCH as shown at the GREAT EXHIBITION No. 1. Class X., in
Gold and Silver Cases. In five qualities, and adapted to all climates, may
now be had at the MANUFACTORY, 65. CHEAPSIDE. Superior Gold London-made
Patent Levers, 17, 15, and 12 guineas. Ditto, in Silver Cases. 8, 6, and 4
guineas. First-rate Geneva Levers, in Gold Cases, 12, 10, and 8 guineas.
Ditto, in Silver Cases, 8, 6, and 5 guineas. Superior lever, with
Chronometer Balance, Gold, 27, 23 and 19 guineas. Bennett's Pocket
Chronometer, Gold, 50 guineas; Silver, 40 guineas. Every Watch skilfully
examined, timed, and its performance guaranteed. Barometers, 2l., 3l., and
4l. Thermometers from 1s. each.

BENNETT, Watch, Clock, and Instrument Maker to the Royal Observatory, the
Board of Ordnance, the Admiralty, and the Queen,

65. CHEAPSIDE.

* * * * *

XYLO-IODIDE OF SILVER, exclusively used at all the Photographic
Establishments.--The superiority of this preparation is now universally
acknowledged. Testimonials from the best Photographers and principal
scientific men of the day, warrant the assertion, that hitherto no
preparation has been discovered which produces uniformly such perfect
pictures, combined with the greatest rapidity of action. In all cases where
a quantity is required, the two solutions may be had at Wholesale price in
separate Bottles, in which state it may be kept for years, and exported to
any Climate. Full instructions for use.

CAUTION.--Each Bottle is Stamped with a Red Label bearing my name, RICHARD
W.