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, as with a new-found better self--all combined to render one brief season a sweet delirium--an ecstatic dream. It is time to wake from it. I return to the business. I had agreed to pay my mother's dividend every quarter--and, as I told you, Mr Gilbert received the money for her. She did not live to enjoy it. A short illness removed her from a world which had never been one of sorrow to her. Her heart was adamant, and troubled waters passed over--did not enter and disturb it. All that she had became my uncle's, and he was now my creditor. I beg you, sir, to mark this. Twice had he inherited the property which should have been my own. It was about a twelvemonth after the death of my mother, that small, dark shadows appeared in the horizon, foretelling storm and tempest. At first they gave me no uneasiness, but they increased and gathered, and soon compelled me to take measures for the outbreak. I continued to discharge my uncle's claim with undeviating regularity. Mr Gilbert sharply saw to that; but a difficulty arose at length of meeting punctually all the demands which came upon me in the way of business. This was overcome in the beginning, by enforcing payment from customers who had traded previously on a liberal credit. The evil thus temporarily repaired gave rise, however, to a greater evil. Our friends withdrew their favours, and offered them else where. This critical state of things did not improve, but caused me daily fresh alarm. Money became more scarce--the difficulty of meeting payments more imminent and harassing. It was very strange. It had not been so in my father's time; nor later, when my mother had the management of affairs. Was it my fault? What had I done amiss. Frightful thoughts began to haunt my bosom, and my sleep was broken, as a criminal's might be. One day I had a heavy sum to pay. It was on the fourth of the month--a serious day to many--and, although I had made every exertion to meet this payment, I found myself, on the very morning, at least two hundred pounds deficient. I have told you, that the credit of our house was without a spot. Its reputation stood high amongst the highest. Slander had not dared to breathe one syllable against it. To me was entrusted this precious jewel, and I was now upon the very brink of losing it. I rose from my pillow before daylight, and endeavoured to contrive a plan for my relief. Fear and excitement prevented all deliberate thought, and I walked to the counting
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