the most
devoted servant in the world. It is no "eye-servant." There is nothing
animate or inanimate that will work so faithfully as money when placed
at interest, well secured. It works night and day, and in wet or dry
weather.

I was born in the blue-law State of Connecticut, where the old Puritans
had laws so rigid that it was said, "they fined a man for kissing his
wife on Sunday." Yet these rich old Puritans would have thousands of
dollars at interest, and on Saturday night would be worth a certain
amount; on Sunday they would go to church and perform all the duties of
a Christian. On waking up on Monday morning, they would find themselves
considerably richer than the Saturday night previous, simply because
their money placed at interest had worked faithfully for them all day
Sunday, according to law!

Do not let it work against you; if you do there is no chance for success
in life so far as money is concerned. John Randolph, the eccentric
Virginian, once exclaimed in Congress, "Mr. Speaker, I have discovered
the philosopher's stone: pay as you go." This is, indeed, nearer to the
philosopher's stone than any alchemist has ever yet arrived.

PERSEVERE

When a man is in the right path, he must persevere. I speak of this
because there are some persons who are "born tired;" naturally lazy and
possessing no self-reliance and no perseverance. But they can cultivate
these qualities, as Davy Crockett said:

"This thing remember, when I am dead: Be sure you are right, then go
ahead."

It is this go-aheaditiveness, this determination not to let the
"horrors" or the "blues" take possession of you, so as to make you
relax your energies in the struggle for independence, which you must
cultivate.

How many have almost reached the goal of their ambition, but, losing
faith in themselves, have relaxed their energies, and the golden prize
has been lost forever.

It is, no doubt, often true, as Shakespeare says:

"There is a tide in the affairs of men, Which, taken at the flood, leads
on to fortune."

If you hesitate, some bolder hand will stretch out before you and get
the prize. Remember the proverb of Solomon: "He becometh poor that
dealeth with a slack hand; but the hand of the diligent maketh rich."

Perseverance is sometimes but another word for self-reliance. Many
persons naturally look on the dark side of life, and borrow trouble.
They are born so. Then they ask for advice, and they will be governed
by