"The colonel said once that my husband doesn't know what fear is," said
Mrs. Ward, timidly. "He's afraid of nothing."

"Except ghosts," remarked her daughter, softly.

"Hold your tongue, miss," said her father, twisting his moustache. "No
sensible man is afraid of what doesn't exist."

"A lot of people believe they do, though," said Mr. Farrer, breaking in.
"I heard the other night that old Smith's ghost has been seen again
swinging from the apple tree. Three people have seen it."

"Rubbish!" said the sergeant-major.

"Maybe," said the young man; "but I'll bet you, Mr. Ward, for all your
courage, that you won't go up there alone at twelve o'clock one night to
see."

"I thought I ordered you out of my house just now," said the sergeant-
major, glaring at him.

"Going into action," said Mr. Farrer, pausing at the door, "is one thing
--you have to obey orders and you can't help yourself; but going to a
lonely cottage two miles off to see the ghost of a man that hanged
himself is another."

"Do you mean to say I'm afraid?" blustered the other.

Mr. Farrer shook his head. "I don't say anything," he remarked; "but
even a cockroach does a bit of thinking sometimes."

"Perhaps you'd like to go," said the sergeant-major.

"I don't mind," said the young man; "and perhaps you'll think a little
better of me, Mr. Ward. If I do what you're afraid to do--"

Mrs. Ward and her daughter flung themselves hastily between the
sergeant-major and his intended sacrifice. Mr. Farrer, pale but
determined, stood his ground.

"I'll dare you to go up and spend a night there alone," he said.

"I'll dare you," said the incensed warrior, weakly.

"All right; I'll spend Wednesday night there," said Mr. Farrer, "and
I'll come round on Thursday and let you know how I got on."

"I dare say," said the other; "but I don't want you here, and, what's
more, I won't have you. You can go to Smith's cottage on Wednesday at
twelve o'clock if you like, and I'll go up any time between twelve and
three and make sure you're there. D'ye understand? I'll show you
whether I'm afraid or not."

"There's no reason for you to be afraid," said Mr. Farrer. "I shall be
there to protect you. That's very different to being there alone, as I
shall be. But, of course, you can go up the next night by yourself, and
wait for me, if you like. If you like to prove your courage, I mean."

"When I want to be ordered about," said the sergeant-major, in