ir, it's no use doing things by halves. When a tradesman says he
must have his money, he takes his precautions."

"Are you in Mr. Samuels' shop?"

"Not exactly, sir."

"You're a detective?"

"I have been in the service, sir."

"Ah! now I understand." Algernon raised his head with a strain at
haughtiness. "If Mr. Samuels had accompanied you, I would have discharged
the debt: It's only fair that I should insist upon having a receipt from
him personally, and for the whole amount."

With this, he drew forth his purse and displayed the notable Five
hundred.

His glow of victory was short. The impassive man likewise had something
to exhibit.

"I assure you, sir," he said, "Mr. Samuels does know how to deal with
gentlemen. If you will do me the honour, sir, to run up with me to Mr.
Samuels' shop? Or, very well, sir; to save you that annoyance here is his
receipt to the bill."

Algernon mechanically crumpled up his note.

"Samuels?" ejaculated the unhappy fellow. "Why, my mother dealt with
Samuels. My aunt dealt with Samuels. All my family have dealt with him
for years; and he talks of proceeding against me, because--upon my soul,
it's too absurd! Sending a policeman, too! I'll tell you what--the
exposure would damage Mister Samuels most materially. Of course, my
father would have to settle the matter; but Mister--Mister Samuels would
not recover so easily. He'd be glad to refund the five hundred--what is
it?--and twenty-five--why not, 'and sixpence three farthings?' I tell
you, I shall let my father pay. Mr. Samuels had better serve me with a
common writ. I tell you, I'm not going to denude myself of money
altogether. I haven't examined the bill. Leave it here. You can tear off
the receipt. Leave it here."

The man indulged in a slight demonstration of dissent.

"No, sir, that won't do."

"Half the bill," roared Algernon; "half the bill, I wouldn't mind
paying."

"About two-thirds, sir, is what Mr. Samuels asked for, and he'll stop,
and go on as before."

"He'll stop and he'll go on, will he? Mr. Samuels is amazingly like one
of his own watches," Algernon sneered vehemently. "Well," he pursued, in
fancied security, "I'll pay two-thirds."

"Three hundred, sir."

"Ay, three hundred. Tell him to send a receipt for the three hundred, and
he shall have it. As to my entering his shop again, that I shall have to
think over."

"That's what gentlemen in Mr. Samuels' position have to run risk of,
sir," said the