by the arm, pointed to a man just outside of the gentlemen's cabin.

"Do you see that man, Frank?" he inquired.

"Yes, what of him?"

"He's the man that cheated the country chap out of his fifty dollars."

CHAPTER XI

DICK AS A DETECTIVE

Dick's ready identification of the rogue who had cheated the
countryman, surprised Frank.

"What makes you think it is he?" he asked.

"Because I've seen him before, and I know he's up to them kind of
tricks. When I heard how he looked, I was sure I knowed him."

"Our recognizing him won't be of much use," said Frank. "It won't
give back the countryman his money."

"I don't know," said Dick, thoughtfully. "May be I can get it."

"How?" asked Frank, incredulously.

"Wait a minute, and you'll see."

Dick left his companion, and went up to the man whom he suspected.

"Ephraim Smith," said Dick, in a low voice.

The man turned suddenly, and looked at Dick uneasily.

"What did you say?" he asked.

"I believe your name is Ephraim Smith," continued Dick.

"You're mistaken," said the man, and was about to move off.

"Stop a minute," said Dick. "Don't you keep your money in the
Washington Bank?"

"I don't know any such bank. I'm in a hurry, young man, and I can't
stop to answer any foolish questions."

The boat had by this time reached the Brooklyn pier, and Mr. Ephraim
Smith seemed in a hurry to land.

"Look here," said Dick, significantly; "you'd better not go on shore
unless you want to jump into the arms of a policeman."

"What do you mean?" asked the man, startled.

"That little affair of yours is known to the police," said Dick;
"about how you got fifty dollars out of a greenhorn on a false
check, and it mayn't be safe for you to go ashore."

"I don't know what you're talking about," said the swindler with
affected boldness, though Dick could see that he was ill at ease.

"Yes you do," said Dick. "There isn't but one thing to do. Just give
me back that money, and I'll see that you're not touched. If you
don't, I'll give you up to the first p'liceman we meet."

Dick looked so determined, and spoke so confidently, that the other,
overcome by his fears, no longer hesitated, but passed a roll of
bills to Dick and hastily left the boat.

All this Frank witnessed with great amazement, not understanding
what influence Dick could have obtained over the swindler sufficient
to compel restitution.

"How did you do it?" he asked eagerly.

"I told him I'd e