l recognize family demands for justice, as well as other people's
demands--men who have the brains to comprehend that it is possible to
cheat their own family as well as their neighbor.

Another frequent cause of failure is a neglect of one's business. There
are many causes for this. One thing is certain, a man will attend to his
business in proportion to the amount of interest he has in that
business. This applies to all vocations, either in the professions,
business, or manual labor. If we see a man playing checkers day after
day in some corner-store, although the game itself may be no harm, still
it is wrong for that man to waste valuable time.

Then there are pool and billiards. How many young men have been ruined
for life, and possibly eternally damned, just by beginning a downward
course at the billiard room. There is a peculiar fascination in the game
of pool or billiards which cannot be described. Of course it is only a
game for the cigars--yes, that's it; one habit leads to another. The
young man who smokes goes in and in one evening's fun, "wins" fifteen or
twenty cigars. He argues that he has got smoking material for two or
three days or a week for nothing, but listen: He plays pool for ten
cents a game. If he beats, his opponent pays; if his opponent beats, he
pays. Each game is distinct by itself, and has no bearing on any
previous game. Now, if you play and win two out of three games right
straight along, you are steadily losing.

Every game you lose is ten cents gone that you can not possibly win
back. If you play twenty-five games, (and it won't take long for good
players to do that in an evening), and you win two out of three, you
will then be out at least eighty cents. If you win twenty-four out of
the twenty-five, you would be out ten cents. Don't you see that the
percentage is against the player. You never heard of a man making
anything playing pool or billiards unless he was in the business. You
have personally seen many young men working by the day who admit that
they have spent from $100 to $1,000 during the three to five years they
had played. Now, why is it some succeed while others fail?

There is one thing that nothing living ever naturally liked except a
vile worm, and that is tobacco; yet, how many people there are who
cultivate this unnatural habit. They are well aware that its use does
harm. It is a harder job to learn it than to learn to like castor oil,
yet they will persist in it unt