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n the meaning of the policy. Now I'm going to write a letter to the Insurance Company." And I did so to the following effect:-- "77, _The Supermansions_, _S.W._ "DEAR SIRS,--I regret to inform you that a fire took place at/in the above demesne and/or flat after tea to-day and damaged one (1) pair of khaki slacks/trousers so as to render them unfit for further use. I shall therefore be glad to receive from you the sum of two guineas, the original cost price of the damaged article of apparel. "Yours, etc." Next day I took Suzanne out to buy the new hat. This done, we went on to my tailor's to replace the ill-starred slacks. A casual inquiry as to price elicited the statement that it would be four guineas. I cut short a rambling discourse, in which the tailor sought to saddle various remote agencies with the responsibility for the increase, and stamped out of the establishment with the blasphemous vow that I'd get a pair ready-made at the Stores. That evening I received a reply from the Insurance people:-- "In all communications please quote Ref. No. 73856/SP/QR. "SIR,--We note your claim for garments injured by an outbreak of fire at your residence. We await the reports of the Fire Brigade and Salvage Corps, on receipt of which we will again communicate with you. Meanwhile, will you kindly inform us what other damage was done? "We are, yours, etc." I at once wrote back to remove their misapprehension:-- "DEAR SIRS,--My fire was not what you would call an outbreak. It was essentially a quiet affair, attended by neither Fire Brigade nor Salvage Corps, but just the family (like being married at a registry-office, don't you think?). My khaki slacks were the only articles injured. As I am now going about without them, you will realise that no time should be lost in settling the claim. "Yours, etc. "P.S. I nearly forgot--73856/RS/VP. There!" A day or two later I received a request, pitched in an almost slanderously sceptical tone, for more detailed information. I humoured them, and there ensued a ding-dong correspondence, in which that wretched Ref. No. was bandied backwards and forwards with nauseating reiteration, and of which the following are the salient points:-- _They._ Kindly state what you estimate the total value of the contents of your residence to be. _Myself_ (_after a searching inquiry into present prices_). L1,500. _They_ (_promptly_). We beg to point out that you are onl
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