see workmen is to leave them your purse open. Trusting
too much to others' care is the ruin of many; for, In the affairs of
this world men are saved not by faith but by the want of it; but a man's
own care is profitable, for, If you would have a faithful servant, and
one that you like, serve yourself. A little neglect may breed great
mischief: for want of a nail the shoe was lost; for want of a shoe the
horse was lost; and for want of a horse the rider was lost, being
overtaken and slain by the enemy--all for want of a little care about a
horseshoe nail.

"III. So much for industry, my friends, and attention to one's own
business; but to these we must add frugality, if we would make our
industry more certainly successful. A man may, if he knows not how to
save as he gets, keep his nose all his life to the grindstone, and die
not worth a groat at last. A fat kitchen makes a lean will; and

"Many estates are spent in the getting,
Since women forsook spinning and knitting,
And men for punch forsook hewing and splitting.
If you would be wealthy, think of saving as well as of getting."

The Indies have not made Spain rich, because her outgoes are greater
than her incomes.

"Away, then, with your expensive follies, and you will not then have so
much cause to complain of hard times, heavy taxes, and chargeable
families; for

"Women and wine, game and deceit,
Make the wealth small and the want great."

And, further, What maintains one vice would bring up two children. You
may think, perhaps, that a little tea or a little punch now and then,
diet a little more costly, clothes a little finer, and a little
entertainment now and then, can be no great matter; but remember, Many a
little makes a mickle. Beware of little expenses; A small leak will sink
a great ship, as Poor Richard says; and again, Who dainties love shall
beggars prove; and, moreover, Fools make feasts and wise men eat them.

"Here you are all got together at this sale of fineries and knickknacks.
You call them goods; but if you do not take care, they will prove evils
to some of you. You expect they will be sold cheap, and perhaps they may
for less than they cost; but if you have no occasion for them, they must
be dear to you. Remember what Poor Richard says: Buy what thou hast no
need of, and ere long thou shalt sell thy necessities. And again, At a
great pennyworth pause awhile. He means that perhaps the cheap