r his untimely
death.

Even Jack Delancy, when the crushing news was brought him at the club,
where he sat talking with Major Fairfax, although he saw his own ruin in
a flash, said, "It wouldn't have happened if Henderson had lived."

"Not so soon," replied the Major, hesitatingly.

"Do you mean to say that Henderson and Mavick and Mrs. Henderson would
have thrown me over?"

"Why, no, not exactly; but a big machine grinds on regardless, and when
the crash comes everybody looks out for himself."

"I think I'll telegraph to Mavick."

"That wouldn't do any good now. He couldn't have stopped the panic. I
tell you what, you'd better go down to your brokers and see just how
matters stand."

And the two went down to Wall Street. It was after hours, but the
brokers' office was full of excitement. No one knew what was left from
the storm, nor what to expect. It was some time before Jack could get
speech with one of the young men of the firm.

"How is it?" he asked.

"It's been a----of a time."

"And Henderson?"

"Oh, his estate is all right, so far as we know. He was well out of the
Missouris."

"And the Missouri?"

"Bottom dropped out; temporarily, anyway."

"And my account?"

"Wiped out, I am sorry to say. Might come up by-and-by, if you've got a
lot of money to put up, and wait."

"Then it's all up," said Jack, turning to the Major. He was very pale.
He knew now that his fortune was gone absolutely--house, everything.

Few words were exchanged as they made their way back to the club. And
here the Major did a most unusual thing for him. He ordered the drinks.
But he did this delicately, apologetically.

"I don't know as you care for anything, but Wall Street has made me
thirsty. Eh?"

"I don't mind if I do," Jack replied.

And they sat down.

The conversation was not cheerful; it was mainly ejaculatory. After a
second glass, Jack said, "I don't suppose it would do any good, but I
should like to see Mavick." And then, showing the drift of his thoughts,
"I wonder what Carmen will do?"

"I should say that will depend upon the will," replied the Major.

"She is a good-hearted woman," and Jack's tone was one of inquiry.

"She hasn't any, Jack. Not the least bit of a heart. And I believe
Henderson found it out. I shall be surprised if his will doesn't show
that he knew it."

A servant came to the corner where they were sitting and handed Jack a
telegram.

"What's this? Mavick?" He tore it open. "