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imal picked its way among the impedimenta of the bush road. It concerned only those who had money to spare. Months, too, must go by before, from even the most promising of these co-operative affairs, any return was to be expected. As for him, there still came days when he had not a five-pound note to his name. It had been a delusion to suppose that, in accepting John's offer, he was leaving money-troubles behind him. Despite Polly's thrift, their improved style of life cost more than he had reckoned; the patients, slow to come, were slower still to discharge their debts. Moreover, he had not guessed how heavily the quarterly payments of interest would weigh on him. With as good as no margin, with the fate of every shilling decided beforehand, the saving up of thirty odd pounds four times a year was a veritable achievement. He was always in a quake lest he should not be able to get it together. No one suspected what near shaves he had--not even Polly. The last time hardly bore thinking about. At the eleventh hour he had unexpectedly found himself several pounds short. He did not close an eye all night, and got up in the morning as though for his own execution. Then, fortune favoured him. A well-to-do butcher, his hearty: "What'll yours be?" at the nearest public-house waved aside, had settled his bill off-hand. Mahony could still feel the sudden lift of the black fog-cloud that had enveloped him--the sense of bodily exhaustion that had succeeded to the intolerable mental strain. For the coming quarter-day he was better prepared--if, that was, nothing out of the way happened. Of late he had been haunted by the fear of illness. The long hours in the saddle did not suit him. He ought to have a buggy, and a second horse. But there could be no question of it in the meantime, or of a great deal else besides. He wanted to buy Polly a piano, for instance; all her friends had pianos; and she played and sang very prettily. She needed more dresses and bonnets, too, than he was able to allow her, as well as a change to the seaside in the summer heat. The first spare money he had should go towards one or the other. He loved to give Polly pleasure; never was such a contented little soul as she. And well for him that it was so. To have had a complaining, even an impatient wife at his side, just now, would have been unbearable. But Polly did not know what impatience meant; her sunny temper, her fixed resolve to make the best of everyt
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