be
proud of me when we marry."

"By George, Gertie!" Bob exclaimed, "your head is level. Get out of Wall
Street and I'll come uptown and spoon with you every evening. I'll make
enough for us both."

"You dear, good Bob!" she said. "I knew you would look at it as I do.
You do not know how happy I am. I am going to study music and make
myself an accomplished young lady so our home will not be a dull one."

She told Callie her reasons for giving up typewriting, and the latter
said:

"You are right, Gertie. I would do so, too, were I so fortunate."

Just a few days later Eva Gaines came down with her uncle, the old
broker, and was shown into the ladies' reception room with him. Fred and
Bob received them with great consideration.

"You have been making, things lively in the Street," the old broker
remarked to Fred.

"Yes, sir. I would like to pay you the balance I owe for the seat in
the Stock Exchange."

"Well, I am not in any hurry about it," was the reply. "You can do so if
you wish, and my niece here will leave $10,000 with you to speculate
with for her. That is what we came down to-day for."

Fred looked at her without making any reply.

"I don't think I ought to attempt anything like that yet a while, Mr.
Gaines," he finally said.

"Oh, I just know you could make a fortune for me in a little while,"
said Eva. "You are fortunate in everything you do."

"I have been very fortunate of late," he replied, "but I am more free
with my own money than I would dare to be with other people's cash."

"But that is just what I want you to do--use it as you would your own,"
she urged.

Fred shook his head.

"I was a messenger with one of the heaviest men in Wall Street before I
went into business for myself," he returned, "and I have never forgotten
what I once heard him say to a lady who wanted him to use her money in
speculation."

"What did he say?" she eagerly asked.

"He said women could not understand business; that with them success was
the only test of merit; that he had invested money for two women and
both had threatened to horsewhip him because their investment was not a
success. He then declared that he would retire from business rather than
handle a woman's money."

The old broker laughed and said:

"Young man, had I been as cautious in my younger days I'd have been
worth many millions to-day."

"But I don't know what to tell you to buy," she persisted.

"Then you had better keep your money