servant and a female lodger in the same
house had died just previously. "It is of course," Dr. Parkinson remarked
in conclusion, "as unfortunate for the company as it is strangely lucky
for Andrews; but there is no valid reason for refusing payment."
Upon this representation we wrote the next day to the assurance people,
threatening proceedings on behalf of Mr. Jesse Andrews.
Early on the morrow one of the managing-directors called on us, to state
the reasons which induced the company to hesitate at recognizing the
plaintiff's claim. In addition to the doubts suggested by the brief time
which had elapsed from the date of the policy to the death of the child,
there were several other slight circumstances of corroborative suspicion.
The chief of these was, that a neighbor had declared he heard the father
indulging in obstreperous mirth in a room adjoining that in which the
corpse lay only about two hours after his son had expired. This unseemly,
scandalous hilarity of her husband, the wife appeared to faintly
remonstrate against. The directors had consequently resolved _non
obstante_ Dr. Parkinson's declaration, who might, they argued, have been
deceived, to have the body exhumed in order to a post-mortem examination
as to the true cause of death. If the parents voluntarily agreed to this
course, a judicial application to enforce it would be unnecessary, and
all doubts on the matter could be quietly set at rest. I thought the
proposal, under the circumstances, reasonable, and called on Mr. and Mrs.
Andrews to obtain their concurrence. Mrs. Andrews was, I found, absent
in the country, but her husband was at home; and he, on hearing the
proposal, was, I thought, a good deal startled--shocked rather--a natural
emotion perhaps.
"Who--who," he said, after a few moments' silent reflection--"who is to
conduct this painful, revolting inquiry?"
"Dr. Parkinson will be present, with Mr. Humphrey the surgeon, and Dr.
Curtis the newly-appointed physician to the assurance office, in place of
Dr. Morgan who died, as you are aware, a short time since of cholera."
"True. Ah, well, then," he answered almost with alacrity, "be it as they
wish. Dr. Parkinson will see fair-play."
The examination was effected, and the result was a confirmation, beyond
doubt or quibble, that death, as Dr. Parkinson had declared, had been
solely occasioned by cholera. The assurance company still hesitated; but
as this conduct could now only be looked
|