_you_ to
_me_ is like one from _me_ to _you_. You have made me your heir, and to be
honest with you, boy, _I have made you mine_. If you lose my money, you
lose your own."

There was no resisting this. My kinsman's apparent frankness and warmth of
disposition overcame all my scruples, and I consented to borrow the money
on his own terms. John Wallingford was familiar with the conveyancing of
real estate, and, with his own hand, he filled up the necessary papers,
which I signed. The money was borrowed at 5 per cent.; my cousin
positively refusing to receive the legal rate of interest from a
Wallingford. Pay-day was put at six months' distance, and all was done
in due form.

"I shall not put this mortgage on record, Miles," Jack Wallingford
remarked, as he folded and endorsed the paper. "I have too much confidence
in your honesty to believe it necessary. You have given one mortgage on
Clawbonny with too much reluctance, to render it probable you will be in a
hurry to execute another. As for myself, I own to a secret pleasure in
having even this incomplete hold on the old place, which makes me feel
twice as much of a Wallingford as I ever felt before."

For my part, I wondered at my kinsman's family pride, and I began to think
I had been too humble in my own estimate of our standing in the world. It
is true, it was not easy to deceive myself in this particular, and, in
point of fact, I was certainly right; but when I found a man who was able
to lend $40,000 at an hour's notice, valuing himself on coming from Miles
the First, I could not avoid fancying Miles the First a more considerable
personage than I had hitherto imagined. As for the money, I was gratified
with the confidence John Wallingford reposed in me, had really a wish to
embark in the adventure for which it supplied the means, and regarded the
abstaining from recording the mortgage an act of delicacy and feeling that
spoke well for the lender's heart.

My cousin did not cast me adrift as soon as he had filled my pockets. On
the contrary, he went with me, and was a witness to all the purchases I
made. The colonial produce was duly bought, in his presence, and many a
shrewd hint did I get from this cool-headed and experienced man, who,
while he was no merchant, in the common sense of the term, had sagacity
enough to make a first-class dealer. As I paid for everything in ready
money, the cargo was obtained on good terms, and the Dawn was soon stowed.
As soon as