ve years. This man's business career
started as soon as he left college, as his father had given him an
education and arranged affairs to that end. He entered his father's
barber shop in Virginia and remained three years, then came to New
York and started a club and saloon business with capital brought from
his native home. This was carried on four years and sold out. After
several intervening years, the present enterprise was started on some
of the capital derived from the sale of the previous establishment. He
employed two collectors, had an office space of about 12 by 40 feet in
one of the tenements of which he had charge. His gross receipts from
commissions, _etc._, were about $2,300.00 in 1908. Ledger, cash-book
and day-book were used in accounting. The landlords of the properties
he handled were all white, but all tenants were Negroes. The real
estate sales and exchanges he has handled have been of a similar kind.

No. 6. This was a real estate broker who began business in November,
1903, in Nassau street and moved to his present address two years
later. He was born in New York and has always made his home there.
Before he finished his high school course, he worked during spare
hours and vacations for a real estate firm. After graduation from high
school, he started to work with the same firm on a commission basis
until he began business for himself as a regular broker. He employed
two assistants in his business and had an office in one of the large
buildings in the Wall Street district. His office was modestly but
adequately furnished, the fixtures, typewriter, _etc._, estimated at
$200.00. In 1907 his gross receipts from commissions, fees, _etc._,
were over $2,500, and in 1908 over $3,000. His capital was accumulated
from the business; he used ledger and cash-book in his accounting and
both gave and received credit in his transactions. He was a member of
the New York Fire Insurance Exchange, and has done considerable study
in evening courses on insurance, banking, _etc._ About 95 per cent of
his business dealings were with white people.

No. 7. This enterprise in dressmaking and ladies tailoring was started
in August, 1906, at the address where found. The proprietress came
from her native city, Pittsburgh, Pa., to New York three years
previously, and set up her establishment with money she had saved from
sewing in Pittsburgh. She employed three helpers and used for business
purposes the front room of her apartm