lar in a savings-bank is stingy and mean. The
former is putting capital where it is very sure to be wasted, and where
it will be a kind of seed for a long succession of future dollars,
which must be wasted to ward off a greater strain on the sympathies
than would have been occasioned by a refusal in the first place.
Inasmuch as the dollar might have been turned into capital and given to
a laborer who, while earning it, would have reproduced it, it must be
regarded as taken from the latter. When a millionaire gives a dollar to
a beggar the gain of utility to the beggar is enormous, and the loss of
utility to the millionaire is insignificant. Generally the discussion
is allowed to rest there. But if the millionaire makes capital of the
dollar, it must go upon the labor market, as a demand for productive
services. Hence there is another party in interest--the person who
supplies productive services. There always are two parties. The second
one is always the Forgotten Man, and any one who wants to truly
understand the matter in question must go and search for the Forgotten
Man. He will be found to be worthy, industrious, independent, and
self-supporting. He is not, technically, "poor" or "weak"; he minds his
own business, and makes no complaint. Consequently the philanthropists
never think of him, and trample on him.

We hear a great deal of schemes for "improving the condition of the
working-man." In the United States the farther down we go in the grade
of labor, the greater is the advantage which the laborer has over the
higher classes. A hod-carrier or digger here can, by one day's labor,
command many times more days' labor of a carpenter, surveyor,
bookkeeper, or doctor than an unskilled laborer in Europe could command
by one day's labor. The same is true, in a less degree, of the
carpenter, as compared with the bookkeeper, surveyor, and doctor. This
is why the United States is the great country for the unskilled
laborer. The economic conditions all favor that class. There is a great
continent to be subdued, and there is a fertile soil available to
labor, with scarcely any need of capital. Hence the people who have the
strong arms have what is most needed, and, if it were not for social
consideration, higher education would not pay. Such being the case,
the working-man needs no improvement in his condition except to be
freed from the parasites who are living on him. All schemes for
patronizing "the working classes" savo