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said my solicitor. Though he is now a solicitor he was once just an ordinary boy like the rest of us, and it was in those days that he acquired the habit of being rude to me, a habit he has never quite forgotten. "What is an onyx?" I said, changing the conversation. "Why?" asked my solicitor, with his usual business acumen. "Well, I was practically certain that I had seen one in the Zoo, in the reptile house, but I have just learnt that it is my lucky month stone. Naturally I want to get one." The coffee came and we settled down to commerce. "I was just going to ask you," said my solicitor--"have you any money lying idle at the bank? Because if so----" "Whatever else it is doing, it isn't lying idle," I protested. "I was at the bank to-day, and there were men chivying it about with shovels all the time." "Well, how much have you got?" "About fifty pounds." "It ought to be more than that." "That's what I say, but you know what those banks are. Actual merit counts for nothing with them." "Well, what did you want to do with it?" "Exactly. That was why I rang you up. I--er----" This was really my moment, but somehow I was not quite ready to seize it. My vast commercial enterprise still lacked a few trifling details. "Er--I--well, it's like that." "I might get you a few ground rents." "Don't. I shouldn't know where to put them." "But if you really have fifty pounds simply lying idle I wish you'd lend it to me for a bit. I'm confoundedly hard up." ("_Generous to a fault, you have a ready sympathy with the distressed._" Dash it, what could I do?) "Is it quite etiquette for clients to lend solicitors money?" I asked. "I thought it was always solicitors who had to lend it to clients. If I must, I'd rather lend it to you--I mean I'd dislike it less--as to the old friend of my childhood." "Yes, that's how I wanted to pay it back." "Bother. Then I'll send you a cheque to-night," I sighed. And that's where we are at the moment. "_People born in this month always keep their promises._" The money has got to go to-night. If I hadn't been born in January, I shouldn't be sending it; I certainly shouldn't have promised it; I shouldn't even have known that I had it. Sometimes I almost wish that I had been born in one of the decent months. March, say. XII. THE RESCUE William Bales--as nice a young man as ever wore a cummerbund on an esplanade--was in despair. For half-an-hour he a
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