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ich we all owe our lives, and sometimes as by a miracle of escape. That day Mr. Bolton brought home a stranger to dinner, Mr. Bigler of the great firm of Pennybacker, Bigler & Small, railroad contractors. He was always bringing home somebody, who had a scheme; to build a road, or open a mine, or plant a swamp with cane to grow paper-stock, or found a hospital, or invest in a patent shad-bone separator, or start a college somewhere on the frontier, contiguous to a land speculation. The Bolton house was a sort of hotel for this kind of people. They were always coming. Ruth had known them from childhood, and she used to say that her father attracted them as naturally as a sugar hogshead does flies. Ruth had an idea that a large portion of the world lived by getting the rest of the world into schemes. Mr. Bolton never could say "no" to any of them, not even, said Ruth again, to the society for stamping oyster shells with scripture texts before they were sold at retail. Mr. Bigler's plan this time, about which he talked loudly, with his mouth full, all dinner time, was the building of the Tunkhannock, Rattlesnake and Young-womans-town railroad, which would not only be a great highway to the west, but would open to market inexhaustible coal-fields and untold millions of lumber. The plan of operations was very simple. "We'll buy the lands," explained he, "on long time, backed by the notes of good men; and then mortgage them for money enough to get the road well on. Then get the towns on the line to issue their bonds for stock, and sell their bonds for enough to complete the road, and partly stock it, especially if we mortgage each section as we complete it. We can then sell the rest of the stock on the prospect of the business of the road through an improved country, and also sell the lands at a big advance, on the strength of the road. All we want," continued Mr. Bigler in his frank manner, "is a few thousand dollars to start the surveys, and arrange things in the legislature. There is some parties will have to be seen, who might make us trouble." "It will take a good deal of money to start the enterprise," remarked Mr. Bolton, who knew very well what "seeing" a Pennsylvania Legislature meant, but was too polite to tell Mr. Bigler what he thought of him, while he was his guest; "what security would one have for it?" Mr. Bigler smiled a hard kind of smile, and said, "You'd be inside, Mr. Bolton, and you'd
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