he value of
money and what can be bought with it. Now, I can buy you another
locket----"

"No, no, Uncle Dick! I don't deserve it," she said with her face hidden
against his shoulder as she sat in his lap.

"That is true, my dear. I don't really think you do deserve another--not
right at once. And, anyway, we will advertise for the locket in the
newspapers and may recover it in that way. So we will postpone the
purchase of any other piece of jewelry at present.

"What I have in my mind, however, and have had for some time, is the
reorganization of your financial affairs," and now he smiled broadly as
she raised her head to look at him. "I think of putting you on a monthly
allowance of pocket money and asking you to keep a fairly exact account of
your expenditures. Not an account to show me. I don't want you to feel as
though you were being watched."

"What do you mean, Uncle Dick?"

"I want you to keep account for your own satisfaction. I want you to know
at the end of the month where your money has gone to. It is the best
training in the world for a girl, as well as a boy, to know just what she
has done with the money that has passed through her hands. And in this
case I am sure in time that it will give you a just comprehension of
money's value.

"If we do not recover the locket, why, in time, we will look about for
another pretty trinket----"

"No, Uncle Dick," Betty said seriously. "I loved that locket. I should
have been more careful of it. I hope it will be found and returned to me.
I do! I do! But I don't want you to give me another."

"Why not?" he asked, yet giving her quite an understanding look.

"I guess you know, Uncle Dick," she sighed. "I don't really deserve it.
And it wouldn't be that locket that you gave me for Christmas, you see."

"Well, my dear----"

"Wait, dear Uncle Dick! I want to say something more," said the girl,
hugging him tightly again. "If you give me a certain sum of money to spend
for myself every month I am going to save out of it until I have enough to
buy a locket exactly like that one I lost--If it isn't found, I mean."

"Ah!"

"You approve, Uncle Dick?"

"Most assuredly. That would be following out my suggestion of learning to
take care of money in the fullest sense, my dear."

"Then," said Betty, bouncing happily on his knee, "that is what I am going
to try to do. But I do hope my locket will be found!"

This serious conference was broken up at this point by the