g many other men cast their sympathies in the same
direction.

Certainly there is no nobler field for human effort than the insurance
line of business--especially accident insurance. Ever since I have been
a director in an accident-insurance company I have felt that I am a
better man. Life has seemed more precious. Accidents have assumed a
kindlier aspect. Distressing special providences have lost half their
horror. I look upon a cripple now with affectionate interest--as an
advertisement. I do not seem, to care for poetry any more. I do not care
for politics--even agriculture does not excite me. But to me now there
is a charm about a railway collision that is unspeakable.

There is nothing more beneficent than accident insurance. I have seen
an entire family lifted out of poverty and into affluence by the simple
boon of a broken leg. I have had people come to me on crutches, with
tears in their eyes, to bless this beneficent institution. In all my
experience of life, I have seen nothing so seraphic as the look that
comes into a freshly mutilated man's face when he feels in his vest
pocket with his remaining hand and finds his accident ticket all right.
And I have seen nothing so sad as the look that came into another
splintered customer's face when he found he couldn't collect on a wooden
leg.

I will remark here, by way of advertisement, that that noble charity
which we have named the HARTFORD ACCIDENT INSURANCE COMPANY is an
institution, which is peculiarly to be depended upon. A man is bound to
prosper who gives it his custom. No man pan take out a policy in it and
not get crippled before the year is out. Now there was one indigent
man who had been disappointed so often with other companies that he had
grown disheartened, his appetite left him, he ceased to smile--said life
was but a weariness. Three weeks ago I got him to insure with us, and
now he is the brightest, happiest spirit in this land--has a good steady
income and a stylish suit of new bandages every day, and travels around
on a shutter.

I will say in conclusion, that my share of the welcome to our guest is
none the less hearty because I talk so much nonsense, and I know that I
curl say the same far the rest of the speakers.

OSTEOPATHY

On February 27, 1901, Mr. Clemens appeared before the Assembly
Committee in Albany, New York, in favor of the Seymour bill
legalizing the practice of osteopathy.

MR. CHAI