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s of failures, which tired out both kinsmen and creditors, and at length shipped for New Zealand, leaving a wife and seven children to the care of the said three brothers, till he should see how the climate agreed with him, and find a home for them. Bill did not belong to the extended fraternity of scapegraces. He was neither wild nor worthless, in the ordinary sense of those terms, but there was a faith in him, the origin of which baffled his most penetrating friends, that he was to get money somehow without working for it by any of the common methods. Unlike many a professor of better principles, Bill had carried that faith into practice. Under its influence, he had engaged in every scheme for making fortunes with incredible rapidity which coffee-house acquaintances or advertising sheets brought to his knowledge. There was not a banking bubble by which he had not lost, nor a mining company of vast promise and brief existence in which he had not held shares. Uncompromisingly averse to the jog-trot work of ordinary mortals. Bill was neither indolent nor timid in his own peculiar fashion of seeking riches. He would have gone up in a balloon to any height, or down in a diving-bell to depths yet unsounded, had the promise been large enough; and there was something so suitable to his inclinations in the Californian reports, that he was the prime mover of our visit to San Francisco, and the entire desertion of the ship. Strange to say, every man on board believed in Bill; from the captain to the cabin-boy, they had all listened to his tales. Where he had learned such a number, fortune knows, concerning found treasures, and wealth suddenly obtained by unexpected and rather impracticable ways. That was the whole circle of Bill's literature, and going over it appeared his chief joy; but the gem of the collection was a prophecy which a gipsy woman, whom his mother met once in a country excursion, had uttered concerning himself--that he should find riches he never wrought for, and leave a great fortune behind him. In the faith of that prediction Bill had lived; and it was a curious illustration of the sympathetic force inherent in a firm belief, that both passengers and seamen, even those who affected to laugh at the rest of what they called his wonderful yarns, entertained a secret conviction in favour of that tale, and felt secure of gold-gathering in Bill's company. I am not certain that my own mind was entirely clear of a si
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