sweet, gentle little creature
as Elsie?"

"Oh! mamma," exclaimed Herbert, suddenly matching hold of her hand and he
grew very pale, and almost gasped for breath.

"What is it, Herbert dear, what is it?" she asked in alarm; for he had
fallen back on his pillow, and seemed almost ready to faint.

"Mamma," he said with a shudder, "mamma, I believe I know. Oh! why didn't
I speak before, and, perhaps, poor little Elsie might have been saved all
this."

"Why, Herbert, what can _you_ know about it?" she asked in extreme
surprise.

"I will tell you, mama, as well as I can," he said, "and then you must
tell me what I ought to do. You know, mamma, I went out to walk with the
rest the afternoon after that party at Mr. Carleton's; for if you
remember, I had stayed at home the night before, and gone to bed very
early, and so I felt pretty well and able to walk. But Elsie was not
with us. I don't know where she could have been; she always thinks of my
lameness, and walks slowly when I am along, but this time they all walked
so fast that I soon grew very tired, indeed, with trying to keep up. So
I sat down on a log to rest. Well, mamma, I had not been there very long
when I heard voices near me, on the other side of some bushes, that, I
suppose, must have prevented them from seeing me. One voice was Arthur's,
but the other I didn't know. I didn't want to be listening, but I was too
tired to move on; so I whistled a little, to let them know I was there;
they didn't seem to care, though, but went on talking quite loud, so loud
that I could not help hearing almost every word; and so I soon learned
that Arthur owed Dick Percival a gambling debt--a debt of _honor_, they
called it--and had sent this other boy, whom Arthur called Bob, to try to
collect it. He reminded Arthur that he had promised to pay that day, and
said Dick must have it to pay some debts of his own.

"Arthur acknowledged that he had promised, expecting to borrow the money
from somebody. I didn't hear the name, and it never struck me until this
moment who it was; but it must have been Elsie, for I recollect he said
she wouldn't lend him anything without telling Horace all about it, and
that, you know, is Mr. Dinsmore's name; and I have found out that Arthur
is very much afraid of him; almost more than of his father, I think.

"He talked very angrily, saying he knew that was only an excuse, because
she didn't wish to do him a favor, and he'd pay her for it some day.