on 6,000 dols. at 8%--480 dols. per
year, 3 years 1,440
------
dols. 17,415

Leaving a balance of 2,585 dols. for first payment of land, or for other
improvements and unforeseen expenses.

Profit the fourth year should be about 4,000 to 5000 dols. at the
lowest.

How to start with a capital of 10,000 dols., i.e., say L2,000.

dols. dols.

40 acres of land .. .. .. .. 6,000
House and barn .. .. .. .. 1,200
Well and pump .. .. .. .. 100
Horses .. .. .. .. 200
Waggon and tools .. .. .. .. 350
Furniture, etc .. .. .. .. 500
Cow .. .. .. .. 50
Trees, etc. .. .. .. .. 1,200
Seed, etc. .. .. .. .. 100
.. .. .. .. ---- 9,700
Living one year, etc.; incidentals .. 300
.. .. .. .. -----
dols. 10,000

PROFITS.

dols. dols.
_First year_.--Land between the trees,
cultivated in potatoes, vegetables,
etc. .. .. .. .. 500
Poultry, eggs, etc. .. .. .. .. 150
--- 650

(Eggs and poultry pay for groceries. Many families are doing this now.)

dols. dols.

_Second year_.--The same as above .. 650

_Third year_.--The same as above .. 650
Yield from Fruit, 10 dols. per acre .. 400
---- 1,050

_Fourth year_.--The same from poultry, etc. 650
From Fruit trees, 50 dols. per acre .. 2,000
---- 2,650

_Fifth year_.--The orchard is now in good
bearing, and should pay from 100 to
250 dols. per acre; say the lowest .. 4,000

(No time to attend to any but Fruit trees unless a man is employed, so
only the return of Fruit trees is given).

_Sixth year_.--The orchard now pays, if properly
attended to, from 150 to 350 dols. per acre;
say the lowest .. 6,000

_Seventh year_.--The orchard pays, if properly
cared for,