part and that baptism is the second part."

"You don't think, then," asked Mr. Sterling, "that a person is saved
simply by believing?"

At this point a message came for Mr. Sterling that he was wanted at his
home on an important matter. "Too bad," he said, "for this discussion is
getting mighty interesting. I hate to miss any of it."

"We will hold it until your return," said Dorothy. "I will try to keep
Mr. Garland contented during your absence."

Sterling could not understand why she should be so contented to have him
leave and should so happily accept Mr. Garland's company. The thought
that he might not be able to return that night irritated him.
Fortunately, he was successful in attending in a few minutes to the
matter that called him home, and in less than twenty minutes he was
hurrying back across the lawn to the Page library.

"Hello," said the father, "you must have chartered the lightning
express. But we held up the proceedings until your return and are now
ready to get down to business again. Where were we when you left?"

"I had just asked Mr. Garland if he believed a person was saved simply
by believing, and he remarked that he did not. I would like to ask Mr.
Garland this question: What about the inquiry that the Philippian jailer
put to Paul and Silas? You remember that when the jailer was converted
he came in trembling before Paul and Silas and said: 'Sirs, what must I
do to be saved?' And what did they answer? Believe on the Lord Jesus
Christ and thou shalt be saved.' Not one word, you see, about baptism."

"You would think," said Dorothy, "that they would have said 'believe on
the Lord Jesus Christ and be baptized and thou shalt be saved', would
you not, Mr. Garland?"

"Yes, but you notice that just a little while afterwards that very night
the jailer was baptized. You see the baptism had to come. In fact,
baptism always came immediately after believing. It was a necessary
part, and the work was not complete until the baptism had taken place."

"But does that prove that the baptism was a part of the man's conversion
or salvation?" asked Sterling. "Suppose the person had fallen dead just
after he had believed and before any baptism was performed on him, would
he not have been saved? If so, I think it proves that he was saved
simply by believing, and that baptism is simply a matter of obedience."

"By the way, Mr. Sterling," said Dorothy, "you remember that passage in
Romans where it speaks of b