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d the group of men who now, under him, controlled the Chicago Trust Company and the North and West Chicago Street Railways, and that the Lake City Bank, of which Addison was still president, considered his collateral sound. Nevertheless, even previous to this time there had been a protesting element in the shape of Schryhart, Simms, and others of considerable import in the Douglas Trust, who had lost no chance to say to one and all that Cowperwood was an interloper, and that his course was marked by political and social trickery and chicanery, if not by financial dishonesty. As a matter of fact, Schryhart, who had once been a director of the Lake City National along with Hand, Arneel, and others, had resigned and withdrawn all his deposits sometime before because he found, as he declared, that Addison was favoring Cowperwood and the Chicago Trust Company with loans, when there was no need of so doing--when it was not essentially advantageous for the bank so to do. Both Arneel and Hand, having at this time no personal quarrel with Cowperwood on any score, had considered this protest as biased. Addison had maintained that the loans were neither unduly large nor out of proportion to the general loans of the bank. The collateral offered was excellent. "I don't want to quarrel with Schryhart," Addison had protested at the time; "but I am afraid his charge is unfair. He is trying to vent a private grudge through the Lake National. That is not the way nor this the place to do it." Both Hand and Arneel, sober men both, agreed with this--admiring Addison--and so the case stood. Schryhart, however, frequently intimated to them both that Cowperwood was merely building up the Chicago Trust Company at the expense of the Lake City National, in order to make the former strong enough to do without any aid, at which time Addison would resign and the Lake City would be allowed to shift for itself. Hand had never acted on this suggestion but he had thought. It was not until the incidents relating to Cowperwood and Mrs. Hand had come to light that things financial and otherwise began to darken up. Hand, being greatly hurt in his pride, contemplated only severe reprisal. Meeting Schryhart at a directors' meeting one day not long after his difficulty had come upon him, he remarked: "I thought a few years ago, Norman, when you talked to me about this man Cowperwood that you were merely jealous--a dissatisfied business rival. Rec
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