ed forms of wills require the
superintendence of a professional adviser.

1600. Crossing Cheques.

If cheques have two parallel lines drawn across them, with or without
the addition of the words _"& Co.,"_ they will only be paid to a
banker.

1601. Banker's Name across Cheque.

If, in addition, the name of any particular banker be written across
the cheque, it will only be paid to that banker or his agent.

1602. Effect of Words "Not Negotiable" on Cheque.

If the words "Not Negotiable" be written across a cheque, the lawful
holder of the cheque is not prevented thereby from negotiating it. The
effect of these words is to prevent any person receiving a cheque so
marked from acquiring a better title to it than the person had from
whom he received it. If, therefore, such a cheque has been stolen, the
thief cannot, by passing it away for value, vest in the person so
acquiring it a good title.

1603. Repayment of Money, etc., borrowed when under Age.

An infant, or person under twenty-one years of age, is not liable to
repay money borrowed by him, nor to pay for goods supplied to him,
unless they be necessaries.

1604. Acceptance of Liability.

Even if a person after coming of age promise to pay debts contracted
during infancy, he is not liable, whether the promise be made in
writing or not.

[WILFUL WASTE MAKES WOEFUL WANT.]

1605. Limitation of Recovery of Land or Real Estate.

A person becoming entitled to any land or real estate, must bring an
action to recover it within _twelve_ years from the time when his
right accrued, otherwise his claim will be barred by the "Statute of
Limitations."

1606. Recovery of Damages by Workmen from Employer.

By the "Employers' Liability Act," 1880, a workman may recover from
his employer damages for personal injuries sustained by him in the
course of his employment, if the accident happen through any one of
the following causes:

i. A defect in the way, works, machinery, or plant used in the
employer's business, and which defect the employer negligently
allows to remain unremedied.

ii. The negligence of some superintendent or overlooker in the
service of the employer.

iii. The negligence of the foreman or other person in the service of
the employer, whose orders or directions the workman was bound to
obey and did obey.