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t interesting--altogether too interesting indeed, when I was still only a little boy. My father was one of that multitude of small shopkeepers which has been caught between the "Stores" and such-like big distributors above and the rising rates below, and from the knickerbocker stage onward I was acutely aware of the question hanging over us. "This isn't going on," was the proposition. "This shop in which our capital is invested will never return it. Nobody seems to understand what is happening, and there is nobody to advise or help us. What are we going to do?" Except that people are beginning to understand a little now what it all means, exactly the same question hangs over many hundreds of thousands of households to-day, not only over the hundreds of small shopkeepers, but of small professional men, of people living upon small parcels of investments, of clerks who find themselves growing old and their value depreciated by the competition of a new, better-educated generation, of private school-masters, of boarding-and lodging-house keepers and the like. They are all vaguely aware of something more than personal failure, of a drift and process which is against all their kind, of the need of "doing something" for themselves and their children, something different from just sticking to the shop or the "situation"--and they don't know what to do! What ought they to do? Well, first, before one answers that, let us ask what it is exactly that is grinding the middle class in this way. Is it a process we can stop? Can we direct the millstones? If we can, ought we to do so? And if we cannot, or decide that it isn't worth while, then what can we do to mitigate this cruelty of slowly impoverishing and taxing out of existence a class that was once the backbone of the community? It is not mere humanity dictates this much, it is a question that affects the State as a whole. It must be extremely bad for the spirit of the nation and for our national future that its middle mass should be in a state of increasing financial worry and stress, irritated, depressed, and broken in courage. One effect is manifest in our British politics now. Each fresh election turns upon expenditure more evidently than the last, and the promise to reduce taxation or lower the rates overrides more and more certainly any other consideration. What are Empire or Education to men who feel themselves drifting helplessly into debt? What chance has any construct
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