e great Effects, for _Constant
Dropping wears away Stones_, and by _Diligence and Patience the Mouse
ate in two the Cable_; and _Little Strokes fell great Oaks_.

Methinks I hear some of you say, _Must a Man afford himself no
Leisure_? I will tell thee, my friend, what _Poor Richard_ says,
_Employ thy Time well, if thou meanest to gain Leisure; and, since
thou art not sure of a Minute, throw not away an Hour_. Leisure, is
Time for doing something useful; this Leisure the diligent Man will
obtain, but the lazy Man never; so that, as _Poor Richard_ says, _A
Life of Leisure and a Life of Laziness are two things_.

_Keep thy Shop, and thy Shop will keep thee_; and again, _If you would
have your business done, go; if not, send._

If you would have a faithful Servant, and one that you like, serve
yourself.

_A little Neglect may breed great Mischief:_ adding, _for want of a
Nail the Shoe was lost; for want of a Shoe the Horse was lost; and for
want of a Horse the Rider was lost, being overtaken and slain by the
Enemy; all for the want of Care about a Horse-shoe Nail_.

So much for Industry, my Friends, and Attention to one's own Business;
but to these we must add _Frugality_.

_What maintains one Vice, would bring up two Children_. You may think
perhaps, that a _little_ Tea, or a _little_ Punch now and then, Diet a
_little_ more costly, Clothes a _little_ finer, and a _little_
Entertainment now and then, can be no _great_ Matter; but remember
what _Poor Richard_ says, _Many a Little makes a Mickle._

_Beware of little expenses; A small Leak will sink a great Ship_; and
again, _Who Dainties love, shall Beggars prove_; and moreover, _Fools
make Feasts, and wise Men eat them._

Buy what thou hast no Need of, and ere long thou shalt sell thy
Necessaries.

If you would know the Value of Money, go and try to borrow some; for,
he that goes a borrowing goes a sorrowing.

The second Vice is Lying, the first is running in Debt.

_Lying rides upon Debt's Back_.

Poverty often deprives a Man of all Spirit and Virtue: '_Tis hard for
an empty Bag to stand upright_.

And now to conclude, _Experience keeps a dear School, but Fools will
learn in no other, and scarce in that_; for it is true, _we may give
Advice, but we cannot give Conduct_, as _Poor Richard_ says: However,
remember this, _They that won't be counseled, can't be helped_, as
_Poor Richard_ says: and farther, That _if you will not hear Reason,
she'll surely rap y