train and were off for Munich and more profit there on the
morrow.

Late at night we arrived, and after locating the bank we went to a
theatre, where a variety show was going on, and found the performances
good; quite up, in fact, to similar exhibitions here. When the house
closed we separated for the night, each going to a different hotel. Our
plan was to secure all the cash we could in Munich in time to take a
train that left for Leipsic a little before 10 o'clock, arriving there
soon after 1, in time to visit the Leipsic bank the same day; then
leaving the city that night we would be in Frankfort early on Wednesday.
We would then make all haste to escape from Germany to the shelter of
mighty London.

Tuesday morning at 7 we met at a restaurant, as agreed, and soon had
over again our Berlin experience; but the amount we obtained here was
only 12,000 gulden (L1,000), Mac thinking it best to ask for a small
sum, Munich not being much of a commercial city. In cashing his credit,
although the amount was in gulden, the bank paid him in New Saxon
thalers, the thaler being 70 cents. We did not like the new thaler
notes, and wanted to change them there, but there was no time if we were
to catch the 10 o'clock train. I had Mac's derby hat in a box, and in
three minutes he had the hat and spectacles on, and, with his beard
again parted, the transformation was complete, and he, a perfect picture
of the dreamy German student, sauntered down to the depot and bought his
ticket for Leipsic. I followed him, carrying all the cash and documents
in my bag. We arrived at Leipsic soon after dinner. Times were brisk,
with plenty of bustle there, for the great Leipsic fair was in full
blast. Here was an opportunity missed; we ought to have had three or
four letters to as many banks. The place was thronged and the banks were
paying out and receiving money in thousands. On the train I had sat
apart from Mac, but in the same compartment, which was filled. Arriving
at Leipsic he left the train, and, walking up the street, entered a wine
room, where I joined him. He scrutinized his letters carefully, and,
placing them in his pocket, in five minutes was in the bank. Seeing the
bank was full of customers, instead of remaining outside to watch, I
entered and stood among the crowd, anxious, of course, but letting
nothing escape.

Instead of waiting or trying to transact his business with a
subordinate, Mac demanded to see the head of the firm. He