ems funny, Henry--them bowls of water they bring
on at the end to wash your hands in. I was just goin' to drink mine
when I saw Mr. Chester wash his fingers in his. It don't seem nice to
have wash bowls on the dinner-table."

"We never have been much into fashionable society, Sam. I've no doubt
there are a good many things that would seem strange to us if we
did."

"When I am rich, I'll live just like Mr. Chester," said Sam,
enthusiastically.

"We have never been much into fashionable society, Sam. I've no doubt
there are a good many things that would seem strange to us if we
did."

"When I am rich, I'll live just like Mr. Chester," said Sam,
enthusiastically.

"If you ever want to be rich, you must save up money."

"I can't now."

"Why can't you save up part of these twenty-five dollars?"

"I owe part of it to you."

"Only about five dollars."

"I've got to get along till the end of the week."

"You ought to be able to save fifteen dollars, at any rate. I'll go
with you to the savings-bank, and you can put it in to-night, I know a
bank that keeps open till eight o'clock."

Sam hesitated, and looked reluctant.

"I guess I'll wait and see how much I need to carry me through the
week," he said.

"At any rate, pay me what you owe me, and I'll deposit a part of it on
my own account."

Settlement was made, and Henry, accompanied by Sam, went round to the
Sixpenny Savings-Bank, then established on Astor Place, in a part of
the Mercantile Library Building. It is kept open every day in the week
from 10 A. M. till 8 P. M., thus affording better accommodation to
depositors than most institutions of the kind. Sam had never been in a
savings-bank before, and he looked about him with curiosity.

Henry took the five-dollar bill which Sam had paid him, and handed it
with his bankbook to the receiving clerk, saying: "I want to deposit
three dollars of this."

An entry was made in the book, which was returned to him, with two
dollars change.

Henry turned away.

"Is that all?" asked Sam.

"Yes, that is all."

"Supposin' you wanted to draw out money, what would you do, then?"

"Go to that other clerk, and tell him how much you wanted to draw. He
would give you a paper to sign, and then he'd give you the money."

"How much money have you got here now, Henry?"

"Thirty-five dollars," answered his companion, with pardonable pride.

"That's about twice as much as I have got here."

"Yes; don't you think y