with a black ant down her back," put in
Helen, with serious face. "I am sure Heavy could go the actress you speak
of one better, and become even more popular."

"I am not to be blamed if I squeal at crawly things," sniffed the plump
girl, hearing this. "See how brave I am in most other respects."

But that night Jennie exhibited what Tom called her "scarefulness" in most
unmistakable fashion, and never again could she claim to be brave. She
gave her chums in addition such a fright that they were not soon over
talking about it.

The three college girls had cots in a small shack that Mr. Hammond had
given up to their use. It was one of the shacks nearest the shore of the
harbor. Several boat-docks near by ran out into the deep water.

It was past midnight when Jennie was for some reason aroused. Usually she
slept straight through the night, and had to be awakened by violent means
in time for breakfast.

She was not startled, but awoke naturally, and found herself broad awake.
She sat up in her cot, almost convinced that it must be daylight. But it
was the moon shining through a haze of clouds that lighted the interior of
the shack. The other two girls were breathing deeply. The noises she heard
did not at first alarm Jennie.

There was the whisper of the tide as it rolled the tiny pebbles and shells
up the strand and, receding, swept them down again. It chuckled, too,
among the small piers of the near-by docks.

Then the listening girl heard footsteps--or what she took to be that
sound. They approached the shack, then receded. She began to be curious,
then felt a tremor of alarm. Who could be wandering about the camp at this
grim hour of the night?

She was unwise enough to allow her imagination to wake up, too. She stole
from her bed and peered out of the screened window that faced the water.
Almost at once a moving object met her frightened gaze.

It was a figure all in white which seemed to float down the lane between
the tents and out upon the nearest boat-dock.

Afterward Jennie declared she could have suffered one of these
spirit-looking manifestations in silence. She crammed the strings of her
frilled nightcap between her teeth as a stopper!

This spectral figure was going away from the shack, anyway. It appeared to
be bearing something in its arms. But then came a second ghost, likewise
burdened. Gasping, Jennie waited, clinging to the window-sill for support.

A third spectre appeared, rising like Ba