amily Expenses_--Renting or owning a home. The cost of living:
food, fuel, service, etc. Dressing the family. Education: private or
public schools.

3. _Necessities and Luxuries_--The comfortable home. The place of
recreation. Books, music, and travel. The college education. The use
and the abuse of luxury; the automobile, the theater, dress.

4. _Savings_--Proportion of savings to expenditures. Ways and means of
saving. The savings-bank, life insurance, investments.

BOOKS TO CONSULT--Haskins: How to Keep Household Accounts. Curtis: The
Making of the Housewife. Babcock: Household Hints. Hewitt: How to live
on a Small Income.

A discussion can be planned for this meeting on the comparison of men
and women as economists. A brief talk may be given on The Change in the
Scale of Living To-day, and another on Is a Return to the Simple Life
Possible? The training of children in the use of money should also be
taken up, and the meeting can close with a consideration of the
question, Is a College Education a Necessity or a Luxury?

VI--SOCIAL LIFE

1. _The Home Circle_--Planning the home life. Delightful meal-hours.
Evening amusements: music, games, reading aloud. The happy Sunday.

2. _Neighbors_--Who is my neighbor? The spirit of neighborliness. The
ethics of borrowing. Helpfulness in the community.

3. _Hospitality_--The fair exchange. Social life for all ages. The open
house and the small income. Simple entertaining.

4. _Social Organizations_--The grange, the lodge, the club. Church
societies: men's leagues, women's aid societies, boys' brigades, guilds
for girls. The woman's club: intensive and extensive work.

BOOKS TO CONSULT--Gilman: The Home, Its Work and Influence. Modern Home
Life: edited by Edward Everett Hale. Hall: Handbook of Hospitality.
Abbott: The Home Builder. Holt: The Successful Hostess.

Emphasize in these papers the beauty and charm of a simple, free
hospitality as distinguished from formal and costly entertaining. The
welcoming of a child's playmates after school should be considered, the
opening of the doors to the young people of the neighborhood, the
planning of afternoon parties for elderly women, the bringing together
of congenial groups of people, the drawing in of strangers, and the
spirit of cordiality in church life.

VII--RECREATION IN THE HOME

1. _For the Children_--Simple amusements: candy-making, hide-and-seek,
and other old-fashioned games. Value of an attic. Tenting in