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ueathing 'money;' and a weighty, valuable essay it is, with no lack of golden grains and eke of diamond-dust in its composition. The thoughts are not given in the bullion lump, but are well refined, and having passed through the engraver's hands, they shine with the true polish, ring with the true sound. In terse, pregnant, and somewhat oracular diction, we are here instructed how to avoid the evils contingent upon bold commercial enterprise--how to guard against excesses of the accumulative instinct--how to exercise a thoroughly conscientious mode of regulating expenditure, eschewing prodigality, that vice of a weak nature, as avarice is of a strong one--how to be generous in giving; 'for the essence of generosity is in self-sacrifice, waste, on the contrary, comes always by self-indulgence'--how to withstand solicitations for loans, when the loans are to accommodate weak men in sacrificing the future to the present. The essay on _Humility and Independence_ is equally good, and pleasantly demonstrates the proposition, that Humility is the true mother of Independence; and that Pride, which is so often supposed to stand to her in that relation, is in reality the step-mother by whom is wrought the very destruction and ruin of Independence. False humilities are ordered into court, and summarily convicted by this single-eyed judge, whose cross-examination of these 'sham respectabilities' elicits many a suggestive practical truth. There is more of philosophy and prudence than of romance in the excursus on _Choice in Marriage_; but the philosophy is shrewd and instructive, uttering many a homely hint of value in its way: as where we are reminded that if marrying _for_ money is to be justified only in the case of those unhappy persons who are fit for nothing better, it does not follow that marrying _without_ money is to be justified in others; and again, that the negotiations and transactions connected with marriage-settlements are eminently useful, as searching character and testing affection, before an irrevocable step be taken; and again, that when two very young persons are joined together in matrimony, it is as if one sweet-pea should be put as a prop to another. The essay on _Wisdom_ is elevated and thoughtful, like most of the essayist's papers, but somewhat too heavy for miscellaneous readers. With his wonted clearness he distinguishes Wisdom from understanding, talents, capacity, ability, sagacity, sense, &c. and defi
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