r woman
a morphine powder.

Sleep and rest ensue, but ten to one the habit is formed for life.

The happy experiences of my life in money-lending, have been two
instances where I offered loans which were not asked, and which proved
to be bridges over the chasm of temporary misfortune, to the success
awaiting a worthy woman and man. The really deserving rarely ask for
loans.

I can imagine with what pleasure you would take a cheque from this
letter, for the amount which would carry you through college.

Yet when you had finished your course, you would find so many things you
wanted to do, and must do, the debt would become too heavy to lift, save
by borrowing from some one else.

If not that, then you would impose upon the fact of our relationship,
and on your belief that I had plenty of means without the amount you
owed me: and so you would join the great army of good-for-nothings in
the world.

There is one thing you must always remember:

No matter how close the blood tie between two beings, even twins, each
soul comes into the world alone, and with a separate life destiny to
work out.

If I have worked out my destiny to financial independence, that does
not entitle you to a share of it. If it seems best for me to aid you, it
is not because a blood tie makes it a duty. I grow to believe there is a
sort of curse on money which is not earned, even when it is bestowed by
father, on son or daughter.

It cripples individual development. Only when money is earned is it
blest.

Regarding your future profession, I cannot agree with your idea that
because you feel no particular love for any one calling, and have a
halfway tendency toward several, that you will never be a success. Great
geniuses are often consumed with a passion for some one line of study or
employment, but there have been many great men who did not know what
they were fitted to do until accident or necessity gave them an
opportunity.

Success means simply concentration and perseverance.

Whether you decide to be a mechanic, a lawyer, a doctor, or a merchant,
the one thing to do is to fix all your mental powers upon the goal you
select, and then call all the forces from within and from without, to
aid you to reach it.

It would, of course, be folly for you to select a profession which
requires special talent. No matter how you might concentrate and apply
yourself, you could never be a great poet, a great artist, or a great
musician.

You ha