are to work at all?"

"I should like to be a bookkeeper."

"Do you know that my work is harder and more exhausting than that of a
workman in the factory?"

"You don't want to exchange with him, do you?" asked Leonard.

"No."

"That's where I agree with you."

Mr. Jennings took several weekly papers. Leonard was looking over the
columns of one of them one day, when he saw the advertisement of a gift
enterprise of a most attractive character. The first prize was a house
and grounds valued at ten thousand dollars. Following were minor prizes,
among them one thousand dollars in gold.

Leonard's fancy was captivated by the brilliant prospect of such a
prize.

"Price of tickets--only one dollar!" he read. "Think of getting a
thousand dollars for one! Oh, if I could only be the lucky one!"

He took out his purse, though he knew beforehand that his stock of cash
consisted only of two dimes and a nickel.

"I wonder if I could borrow a dollar of that boy Carl!" he deliberated.
"I'll speak to him about it."

This happened more than a week after Carl went to work in the factory.
He had already received one week's pay, and it remained untouched in his
pocket.

Leonard joined him in the street early in the evening, and accosted him
graciously.

"Where are you going?" he asked.

"Nowhere in particular. I am out for a walk."

"So am I. Shall we walk together?"

"If you like."

After talking on indifferent matters, Leonard said suddenly: "Oh, by the
way, will you do me a favor?"

"What is it?"

"Lend me a dollar till next week."

In former days Carl would probably have granted the favor, but he
realized the value of money now that he had to earn it by steady work.

"I am afraid it won't be convenient," he answered.

"Does that mean that you haven't got it?" asked Leonard.

"No, I have it, but I am expecting to use it."

"I wouldn't mind paying you interest for it--say twenty-five cents,"
continued Leonard, who had set his heart on buying a ticket in the gift
enterprise.

"I would be ashamed to take such interest as that."

"But I have a chance of making a good deal more out of it myself."

"In what way?"

"That is my secret."

"Why don't you borrow it of your uncle?"

"He would ask too many questions. However, I see that you're a miser,
and I won't trouble you."

He left Carl in a huff and walked hastily away. He turned into a lane
little traveled, and, after walking a few rods, came suddenly u