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him that he created wealth himself, but he was endowed with a wonderful faculty of absorption with respect to the wealth of others; and, in regard to dispensing, it would be difficult to find any one on the face of the globe with whose maintenance, preservation, and comfort, Mother Nature and human industry ever had less reason to trouble themselves. No one knows how he lived; but the fact is that he reached the age of eighty years, saving his entire income, and adding to his capital by lending money on unquestionable security. No one here speaks of him as a usurer; on the contrary, he is considered to have been of a charitable disposition, because, being moderate in all things, he was so even in usury; and would ask only ten per cent a year, while throughout the district they ask twenty and even thirty per cent, and still think it little. In the practice of this species of industry and economy, and with thoughts dwelling constantly on increasing instead of diminishing his capital, indulging neither in the luxury of matrimony and of having a family, nor even of smoking, Don Gumersindo arrived at the age I have mentioned, the possessor of a fortune considerable anywhere, and here regarded as enormous, thanks to the poverty of these villagers, and to the habit of exaggeration natural to the Andalusians. Don Gumersindo, always extremely neat and clean in his person, was an old man who did not inspire repugnance. The articles of his modest wardrobe were somewhat worn, but carefully brushed, and without a stain; although from time immemorial he had always been seen with the same cloak, the same jacket, and the same trousers and waistcoat. People sometimes asked each other in vain if any one had ever seen, him wear a new garment. With all these defects, which here and elsewhere many regard as virtues, though virtues in excess, Don Gumersindo possessed excellent qualities; he was affable, obliging, compassionate, and did his utmost to please and to be of service to everybody, no matter what trouble, anxiety, or fatigue it might cost him, provided only it did not cost him money. Of a cheerful disposition, and fond of fun and joking, he was to be found at every feast and merry-making around, that was not got up by contribution, which he enlivened by the amenity of his manners, and by his discreet although not very Attic conversation. He had never had any tender inclination for any one woman in particular, but, innocentl
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