een the
actual and expected deaths of abstainers and moderate drinkers,
and the full figures show the death rate among the drinkers to
be 35 per cent. higher than among the abstainers.

The American Temperance Life Insurance Association was organized
in 1887. It gives a lower premium rate to members of the
abstainers' section than to those in the general section. The
circulars sent out by this company state that the average life
of moderate drinkers is thirty-five and a half years; tipplers,
fifty-one years; total abstainers, sixty-four and one-fifth
years.

Very interesting is the result of an inquiry made of various
insurance companies not long ago as to whether they consider the
habitual user of intoxicating beverages as good an insurance
risk as the total abstainer; 'if not, why not?' All but two out
of forty-one companies answered, 'No.' The two answered,
'Depends on quantity used.' In answer to the 'Why not?' the Etna
said, 'Drink diseases the system and shortens life'; Hartford
Life, 'Moderate use lays foundation for disease'; Knights of the
Maccabees, 'Drink tends to destroy life'; Knights Templar and
Masons' Life Indemnity, 'Drink lessens ability to overcome
disease'; Sun Life, 'Drink injures constitution. Habit apt to
grow'; Massachusetts Mutual Life, 'Drink causes organic changes.
Reduces expectation of life nearly two-thirds.' The rest of the
answers are much the same as these.--_M. M. A._

INDEX

Abbott, Dr. A. C., 264, 278, 280, 281, 368

Abdominal bandage, 199

Abel, Prof. J. J., 128

Abernethy, Dr., 36

Acetanilid, 180, 301, 346

Acetic acid in pharmacy, 134, 136

Acid drinks kill bacilli, 150

Adelung, Dr. Edward Von, 326, 379

Adynamic disease, 272

Aiken, Dr. J. M., 376

Alabama law and alcoholic prescriptions, 27

Albumen, 30, 60, 62, 152, 173

Alcohol,
food claims, 112-114, 128
a mocker, 364, 377
a narcotic, 121, 123
a poison, 28, 29, 100, 105, 358, 371, 388
injurious to living cells, 275
advance in study of, 380
affinity for blood and tissues, 114
affinity for water, 148, 149
and foods, action contrasted, 406
and empty stomach, 100
mental work, 400
anti-spasmodic, 124
apparent benefits; deceptive warmth from evanescent, 108
anaesthetic and paralyzant, 120, 181
anaesthetic effect deceptive, 222, 262, 266