Mirabeau's life was made wretched by duns.

"Annual income," says Micawber, "twenty pounds; annual expenditure,
nineteen six, result--happiness. Annual income, twenty pounds; annual
expenditure, twenty pounds ought and six, result--misery."

"We are ruined," says Colton, "not by what we really want, but by what we
think we do. Therefore never go abroad in search of your wants; if they
be real wants, they will come home in search of you; for he that buys
what he does not want will soon want what he cannot buy."

The honorable course is to give every man his due. It is better to
starve than not to do this. It is better to do a small business on a
cash basis than a large one on credit. _Owe no man anything_, wrote St.
Paul. It is a good motto to place in every purse, in every
counting-room, in every church, in every home.

Economy is of itself a great revenue.--CICERO.

CHAPTER XIII.

RICH WITHOUT MONEY.

Let others plead for pensions; I can be rich without money, by
endeavoring to be superior to everything poor. I would have my
services to my country unstained by any interested motive.--LORD
COLLINGWOOD.

Ill fares the land, to hastening ills a prey,
Where wealth accumulates and men decay.
GOLDSMITH.

Pennilessness is not poverty, and ownership is not possession; to be
without is not always to lack, and to reach is not to attain; sunlight
is for all eyes that look up, and color for those who choose.--HELEN
HUNT.

I ought not to allow any man, because he has broad lands, to feel that
he is rich in my presence. I ought to make him feel that I can do
without his riches, that I cannot be bought,--neither by comfort,
neither by pride,--and although I be utterly penniless, and receiving
bread from him, that he is the poor man beside me.--EMERSON.

To be content with what we possess is the greatest and most secure of
riches.--CICERO.

There is no riches above a sound body and no joy above the joy of the
heart.--ECCLESIASTES.

Where, thy true treasure? Gold says, "Not in me;"
And "Not in me," the Diamond. Gold is poor;
India's insolvent: seek it in thyself.
YOUNG.

He is richest who is content with the least, for content is the wealth
of nature.--SOCRATES.

A great heart in a little house is of all things here below that which
has ever touched me most.--LACORDAIRE.

My crown is in my heart, not on my head,
Nor decked with diamonds and Indian stones,
Nor to