do you mean?
By jumbling all the letters up? Because "Wharton, Overall, Barnes" does
not make much sense.'

'No, but we might get something out of those names, such as "Union over
all ills," or something of that kind. Let's try and work it out!'
exclaimed Eva, whose mind turned easily from one subject to another. In
a moment she had her note-book open, and was setting down all the
letters of Wharton and Barnes to try and make suitable words out of
them.

But the other stopped her, and Amy said, 'Let us hear your motto first,
Eva; we have not too much time to waste, and, after all, a motto is not
a very important thing.'

'Oh my motto--I forgot; _it_ is a very important thing--it is "Save,"'
she answered.

This remark was received with silence, and then the elder Miss Wharton
said, with hesitation, 'I don't quite understand. Save whom or what?'

'Save money,' replied Eva.

'That's all very well as a precept; but what has that to do with our
names, and how did you make that out of them?' demanded Amy.

'It's a very good motto; but never mind about it. I have got a better
one; it is "Live and let live,"' put in Vava hastily.

Stella looked reprovingly at her sister, and said with grave politeness,
'I don't know that it is better; but Miss Barnes was going to explain to
us how she got our names down to make "Save." That is a result of a
mathematical mind; perhaps she can reduce even names to their lowest
common denominator.' Stella's strong point was not mathematics, nor
indeed was she very quick at any subject; though her knowledge was solid
and reliable on the subjects she had studied.

'It's easy enough--S A V E, the initials of Stella, Amy, Vava, Eva,'
said Eva airily.

Stella coloured, but said nothing. Amy, after looking at her, said, 'How
absurd you are, Eva! Besides, you should not take liberties with other
people's names.'

Then, seeing that Eva looked very crestfallen, Stella repented her of
the proud reserve which had made her resent this same liberty, and said,
'It may be a good omen; and, after all, it is my motto for the present.'

Vava looked relieved, and remarked, 'It's funny that you are the first
to "save" or in "Save."'

'I wish you would all begin to save time,' remonstrated Amy. 'We have so
much to talk over and arrange, and we have only these meetings at the
club for the purpose.'

So the four young heads drew closer together as they talked over ways
and means, and argued and calcul