I have now
told you. The old man said:

"'"For many years I have known thee, M----, on this road, and have you
never seen the like before on that cross?"

"'"Seen what before?" I said.

"'"Why, a man in light-coloured clothes on a grey horse," said he.

"'"No, never," said I, "but I swear I have this evening."

"'The farmer asked, "Had I never heard of what happened to the Miller of
L---- Mills about forty years ago?"

"'"No, never a word," I told him.

"'"Well," he said, "about forty years ago this miller, returning from
market, was waylaid and murdered on that cross-road, pockets rifled of
money and watch. The horse ran home, about a mile away. Two serving-men
set out with lanterns and found their master dead. He was dressed, as
millers often do in this part of the country, in light-coloured clothes,
and the horse was a grey horse. The murderers were never found. These
are facts," continued the farmer. "I took this farm soon after it all
happened, and, though I have known all this, and have passed over that
cross several thousands of times, I never knew anything unusual there
myself, but there have been a number of people who tell the same story
you have told mother and me, M----, and describe the appearance as you
have done to us to-night."'"

Mr. Stead goes on to add: "Four evenings after all this occurred my
friend related it to me as we were riding along the same road. He
continued to pass there many times every year for ten years, but never a
day saw anything of that sort."

My next case, a reproduction of a letter in the _Occult Review_ of
September, 1906, reads thus:--

"_A Phantom Horse and Rider--Mrs. Gaskin Anderston's Story_

"The following story is, I think, very remarkable, and I give it exactly
as it was told to me, and written down at the time.

"A number of members of a gentleman's club were talking and discussing,
amongst other subjects, the possibility of there being a future state
for animals. One of the members said:

"'I firmly believe there is. In my early youth I had a practice as a
medical man in one of the Midland Counties. One of my patients was a
very wealthy man, who owned large tracts of land and had a stud
composed entirely of bay horses with black points--this was a hobby of
his, and he would never have any others. One day a messenger came
summoning me to Mr. L----, as he had just met with a very bad accident,
and was on the point of death. I mounted my horse and start