ime to cultivate your friendships,
politeness, or good manners.

When you have lost on your way your self-respect, your courage, your
self-control, or any other quality of manhood.

When you do not overtop your vocation; when you are not greater as a
man than as a lawyer, a merchant, a physician, or a scientist.

When you have lived a double life and practised double-dealing.

When it has made you a physical wreck--a victim of "nerves" and moods.

When the hunger for more money, more land, more houses and bonds has
grown to be your dominant passion.

When it has dwarfed you mentally and morally, and robbed you of the
spontaneity and enthusiasm of youth. When it has hardened you to the
needs and sufferings of others, and made you a scorner of the poor and
unfortunate.

When there is a dishonest or a deceitful dollar in your possession;
when your fortune spells the ruin of widows and orphans, or the
crushing of the opportunities of others.

When your absorption in your work has made you practically a stranger
to your family.

When you go on the principle of getting all you can and giving as
little as possible in return.

When your greed for money has darkened and cramped your wife's life,
and deprived her of self-expression, of needed rest and recreation, or
amusement of any kind.

When the nervous irritability engendered by constant work, without
relaxation, has made you a brute in your home and a nuisance to those
who work for you.

When you rob those who work for you of what is justly their due, and
then pose as a philanthropist by contributing a small fraction of your
unjust gains to some charity or to the endowment of some public
institution.

CHAPTER LXVI

RICH WITHOUT MONEY

Let others plead for pensions; I can be rich without money, by
endeavoring to be superior to everything poor. I would have my
services to my country unstained by any interested motive.--LORD
COLLINGWOOD.

I ought not to allow any man, because he has broad lands, to feel that
he is rich in my presence. I ought to make him feel that I can do
without his riches, that I can not be bought,--neither by comfort,
neither by pride,--and although I be utterly penniless, and receiving
bread from him, that he is the poor man beside me.--EMERSON.

He is richest who is content with the least, for content is the wealth
of nature.--SOCRATES.

My crown is in my heart, not on my head,
Nor decked with diamonds and Indian sto