nds overdue, and below, seven
hundred and fifty lost at the current meeting. Below these again his
private debts were indicated by the round figure of one thousand pounds.
It was round by courtesy, for he had only calculated those bills which
had been sent in, and Providence, which knows all things, preferred the
rounder figure of fifteen hundred. In sum, therefore, he had against him
a total of three thousand two hundred and ninety-five pounds. And since
at Tattersalls and the Stock Exchange, where men are engaged in perpetual
motion, an almost absurd punctiliousness is required in the payment of
those sums which have for the moment inadvertently been lost, seventeen
hundred and ninety-five of this must infallibly be raised by Monday next.
Indeed, only a certain liking for George, a good loser and a good winner,
and the fear of dropping a good customer, had induced the firm of
bookmakers to let that debt of one thousand and forty-five stand over the
Epsom Meeting.

To set against these sums (in which he had not counted his current
trainer's bill, and the expenses, which he could not calculate, of the
divorce suit), he had, first, a bank balance which he might still
overdraw another twenty pounds; secondly, the Ambler and two bad selling
platers; and thirdly (more considerable item), X, or that which he might,
or indeed must, win over the Ambler's race this afternoon.

Whatever else, it was not pluck that was lacking in the character of
George Pendyce. This quality was in his fibre, in the consistency of his
blood, and confronted with a situation which, to some men, and especially
to men not brought up on the hereditary plan, might have seemed
desperate, he exhibited no sign of anxiety or distress. Into the
consideration of his difficulties he imported certain principles: (1) He
did not intend to be posted at Tattersalls. Sooner than that he would go
to the Jews; the entail was all he could look to borrow on; the Hebrews
would force him to pay through the nose. (2) He did not intend to show
the white feather, and in backing his horse meant to "go for the gloves."
(3) He did not intend to think of the future; the thought of the present
was quite bad enough.

The train bounded and swung as though rushing onwards to a tune, and
George sat quietly in his corner.

Amongst his fellows in the carriage was the Hon. Geoffrey Winlow, who,
though not a racing-man, took a kindly interest in our breed of horses,
which by